Tips to Secure Your YouTube Payments from Hacks and Fraud

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10 Min

Last updated

23 Jan 2025

Tips to Secure Your YouTube Payments from Hacks and Fraud

Every successful creator has a nightmare—a hacked account, stolen ad revenue, or delayed YouTube payments because of fraud.

One of our clients with over a million subscribers once found their AdSense account compromised. We helped with the recovery process, but it was long, grueling, and entirely avoidable. Here are the hard-earned lessons distilled into practical strategies to protect your YouTube payments from hacks and fraud.

How to Prevent Your AdSense from Hacking

Your revenue is your lifeline—don’t leave it to chance. Implement these advanced strategies to safeguard your Youtube income.

Harden Your Google Account Security

Let’s start with the basics—but with an advanced twist. Two-factor authentication (2FA) is a must, but it’s time to move beyond SMS-based 2FA. SIM swapping attacks are rampant, where hackers clone your phone number and intercept your codes. Opt for app-based authentication tools like Google Authenticator or Authy.

Regularly review your Google Account activity. Look for suspicious sign-ins, especially from unfamiliar locations. If you see something odd, act immediately—revoke access and change your password.

Separate Email Accounts for Operations

Creators often use one email for everything: their channel, AdSense, and brand collaborations. Don’t. Segmentation is key. Use a unique, private email address solely for your AdSense and payment-related accounts. This email should not be publicly associated with your YouTube channel or any other online profiles.

When hackers target creators, they’re often scouring email connected to your channel. Protect your YouTube payment operations by keeping them completely separate and unsearchable.

Use secure, licensed finance tools like MilX to safeguard your YouTube income. With advanced encryption, creators can manage YouTube payments confidently and rely on 24/7 support for peace of mind.

Bank-Level Encryption for Payment Details

Payment fraud often occurs when hackers gain access to stored bank details. Here’s a mistake we’ve seen: creators input their banking information using public Wi-Fi or unsecured devices. Always update sensitive information on a secured, private network. Better yet, use a Virtual Private Network (VPN) for an additional layer of encryption.

Regularly check your AdSense payment settings for unauthorized changes. Set a calendar reminder to review these details monthly.

Beware of Phishing Attacks

Recently, there has been an increase in fraud cases where scammers impersonate a brand and offer advertising projects. To allegedly start cooperation, scammers often ask users to download a file or program. These files can include dangerous formats like *.js, *.scr, *.exe, *.hta, *.vbs, *.cmd, or *.bat. Once opened, they can initiate encryption processes on your PC, locking you out of critical files.

Important! Before agreeing to any collaboration, ensure it’s not a scam. Avoid following unknown links or downloading files from unverified sources. If in doubt, write to the official support in your personal account for verification.

Work only with trusted brands. Before clicking a link, search for reviews and testimonials from other creators to confirm its legitimacy.

Pro Tip: Bookmark key URLs like Google AdSense or YouTube Studio and only use these bookmarks to access your accounts.

Enable Advanced Two-Factor Authentication

Two-factor authentication provides an additional layer of security, especially when creating withdrawal transactions, confirming account changes, or resetting passwords. To enhance your protection:

  • Use app-based 2FA tools like Google Authenticator or Authy rather than SMS-based methods, as these are less vulnerable to SIM swapping.
  • Save backup 2FA codes in a secure location, such as a password manager or offline storage, in case you lose access to your device.
  • Be aware that once 2FA is enabled using SMS, the associated phone number becomes non-removable or non-editable unless you disable 2FA first.

Pro Tip: Regularly test your 2FA setup to ensure you can recover access if needed.

Plan for the Worst

Even with precautions, breaches happen. Have a contingency plan:

  • Keep detailed records of all YouTube payment information, including account numbers and payment schedules.
  • Know how to contact Google’s support team—their response time can be slow, so persistence is key.
  • Build a buffer fund. If YouTube payments are delayed due to fraud investigations, a reserve can keep your operations running.
  • In case of 2FA access loss, save QR codes or recovery keys when enabling 2FA and store them securely.

What to Do If Fraud and Hacks Happen

Even the most secure setups can fall victim to hacks and fraud, making swift action essential.

Regain Account Access

If your account is compromised, the first priority is to secure access. Immediately change the passwords for all related accounts using a secure device and ensure they are unique and strong. If access to the account is entirely lost, begin recovery efforts through Google, leveraging backup emails, 2FA codes, or linked phone numbers.

If you see the situation spiraling, contact us immediately. Our team has helped hundreds of creators recover channels and restore YouTube revenue. With partner access to YouTube Support, we can help resolve issues faster.

Report and Notify Relevant Parties

Once access is secured or recovery initiated, report the breach to YouTube and AdSense support. Detailed logs of suspicious activity—like unauthorized sign-ins or changes—can significantly expedite investigations. In parallel, notify your bank and any linked financial institutions about the breach. Many banks offer fraud protection and can assist in preventing further unauthorized transactions.

Pro Tip: Key Details to Provide When Reporting

  • Timestamps of unauthorized activities
  • IP addresses or locations of suspicious sign-ins
  • Screenshots or logs of changes made to your account

Reassure and Communicate with Your Community

While recovering your accounts, communicate transparently with your community on social media. If hackers altered your content or posted malicious material, letting your audience know what happened maintains trust. However, avoid sharing excessive details about your security setup to prevent further exploitation.

Strengthen and Audit Security

After regaining control, thoroughly audit all connected accounts and applications. Hackers often exploit linked services to widen their reach. Revoke permissions for any third-party tools you no longer trust or use. At the same time, enhance your overall security by updating recovery information and implementing app-based two-factor authentication.

Focus on Financial Recovery

Work with Google to investigate stolen AdSense revenue, providing all necessary evidence to support your case. Your bank can assist with disputing unauthorized withdrawals if payment methods were compromised. To safeguard against future breaches, consider hiring a cybersecurity professional to evaluate your setup and provide tailored recommendations.

Join MilX to Manage Your YouTube Channel Income Easily

Think of MilX as your partner in financial security. We combine robust encryption, real-time support, and proactive fraud prevention to protect your YouTube income. If issues arise, our experts ensure they’re resolved quickly and efficiently. Let’s explore what MilX offers you:

A creator smiling while reviewing their earnings on the MilX app interface, with charts showing consistent growth.

Daily Access to Earnings

MilX provides real-time access to your YouTube revenue, ensuring you can monitor and withdraw funds anytime. 

10+ Payment Methods

Choose from over ten payment options, including bank transfers, digital wallets, and more.

Support for 40+ Currencies, Including Crypto

From traditional currencies to popular cryptocurrencies, MilX supports over 40 options, making global transactions seamless and hassle-free.

Six Months of Upfront Funds

Need financial support for your next big project? MilX offers up to six months of advance payments to help creators invest in their growth.

Free Peer-to-Peer Transactions

Send and receive payments at no costs with MilX’s. Collaborate with other creators or pay your team directly within the platform.

It’s always better to prevent troubles than to fight for resolution. Contact us to safeguard your channel and earnings before issues arise. Your YouTube revenue is the lifeblood of your creative career, and securing it should be non-negotiable.

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