faq
What is MilX?
MilX is a financial service and ecosystem designed for YouTube creators to effectively manage their income. It is the fastest, most convenient way to get cash right when you need it.
What is "The MilX Advantage"?
Flexible & Instant Fund Transfers: You can transfer funds instantly using various methods, including Bank Transfers in 40+ currencies, payments to Bank Cards in 30 currencies, Crypto (USDT, USDC, BTC), PayPal, Payoneer, P2P, or Zelle.
Lowest Commissions: We provide the lowest commissions for transfers. For example, transfers in BTC and P2P have 0% fees.
Active Funds: Leverage our innovative product, Active Funds, which allows you to secure up to 4 months of your AdSense revenue upfront.
What is needed to access all MilX solutions available for creators?
To unlock the full range of benefits that MilX offers, connecting a YouTube channel becomes your pivotal first step. This unlocks numerous opportunities, including the ability to access additional funding readily available once activated, up to 6 months of your AdSense revenue upfront.
How much money can I take in advance?
Advance Funds: up to 2 months of funds earned on the platform but not yet paid by YouTube.
Active Funds: up to 4 months of your future AdSense revenue.
Is there a fee for using MilX?
No, MilX is free of charge, and there are no monthly subscription fees.
Payment system fees apply when making fund transfers or using additional products like Active Funds.
How long does it take to receive funds through MilX?
The time it takes to get your funds through MilX can vary depending on the chosen transfer method. Bank transfers might take a few business days, while other methods are almost instant.
Is MILX available for international users?
Yes, MilX is accessible to users worldwide, making it a global marketplace for creative services.
Which payment methods are available, and what are their minimum withdrawal amounts?
| Payment Method | Minimum Withdrawal Amount | Term |
|---|---|---|
| Bitcoin (BTC) | $50 | 0-1 business day |
| Tether (USDT) | $25 | up to 5 business days |
| Circle (USDC) | $25 | up to 5 business days |
| Bank card | $15 | up to 5 business days |
| Bank transfer | $50 | up to 5 business days |
| PayPal | $1 | up to 5 business days |
| Payoneer | $10 | up to 5 business days |
| PIX | $1 | up to 5 business days |
| GIM | $15 | up to 5 business days |
| Zelle | $25 | up to 5 business days |
What are the typical processing times for each withdrawal method?
Most methods take up to 5 business days, except for Bitcoin (BTC), which can be processed in 0–1 business day. The exact timing may vary depending on bank processing times, blockchain confirmations, or other external factors. You can also use the Instant Payments service to receive funds within 5 minutes. This service is available for payouts to bank cards, Crypto, GIM, PayPal and PIX.
Are there any fees or commissions for withdrawals?
Yes. Each method has its own fees:
| Payment Method | Fee/Commission |
|---|---|
| Bitcoin (BTC) | 0% + blockchain commission |
| Tether (USDT) | 2.5% + blockchain commission |
| Circle (USDC) | 2.5% + blockchain commission |
| Bank card | 2.5% (minimum $3.5) |
| Bank transfer | $40 flat fee (correspondent bank fees may also apply) |
| PayPal | 2%, plus possible additional PayPal fees |
| Payoneer | 1% (minimum $3) |
| PIX | 2% |
| GIM | 2.5% + blockchain commission, plus $5 for deposits under $300 |
| Zelle | 2.5% |
What about stablecoins (USDT and USDC)?
USDT (Tether) and USDC (Circle) are stablecoins pegged to the US dollar (1 USDT ≈ 1 USD, 1 USDC ≈ 1 USD). Withdrawals incur a 2.5% fee plus the applicable blockchain commission, and you’ll need to provide a compatible crypto wallet address for each network (ERC-20, TRC-20, etc.).
Is there a limit to how much I can withdraw via Zelle?
Yes, Zelle transactions have a maximum of $7,500 per transfer and $7,500 per day. Also note that Zelle is available only for US-based transfers.
Which currencies are supported for Bank Card and Bank Transfer withdrawals?
-Bank Card: Withdrawals are possible in over 30 currencies (e.g., USD, EUR, GBP, CAD, AUD, etc.).
-Bank Transfer: Currently supports 45 currencies (USD, EUR, GBP, KRW, JPY, and more). A $40 fee applies, and certain correspondent bank fees may also be added for USD/EUR transfers.
Can I withdraw to PayPal or Payoneer if I’m based outside the US?
Yes, PayPal and Payoneer are global services. However, fees and availability might vary depending on your country. PayPal can charge additional fees (up to 4%) for incoming payments and currency conversions.
What is PIX, and who can use it?
PIX is a local Brazilian payment method allowing fast, convenient transfers within Brazil. It supports payments in Brazilian real (BRL) only and charges a 2% fee.
How does GIM work for cash via crypto?
-Fee: 2.5% + blockchain commission ($5 extra for deposits under $300).
-Timing: 0–5 business days.
-Availability: Currently, GIM allows easy crypto-to-cash conversions in Poland and Ukraine. You’ll need the GIM app to manage these transfers.
What are Active Funds?
Active Funds – your shortcut to instant creative investment. We believe in your talent and want to see it thrive.
We do not have restrictions on how to use the funds. The best scenario is to use additional funds to generate more views on your channels and increase your revenue.
If you don’t see Active Funds available for you in the “Active Funds” tab, feel free to reach out to us.
How do Active Funds work?
-Quick Cash Injection: access up to 4 months of your AdSense revenue upfront, instantly fueling your creative projects.
-Unleash Creativity: no usage restrictions - invest in what truly matters for your content creation journey.
-Elevate Your Content: upgrade equipment, fund viral content, or take a rejuvenating break for fresh ideas.
-Effortless Payback: automatic 5% monthly repayment, so you can focus on creating captivating content.
-Minimal Commission: a mere 0.33% daily fee for the support and financial freedom you deserve. The fee is paid automatically at the end of the month.
What are the Advance Payments?
Access your YouTube earnings early with Advance Payments. Get last month's income, this month's, or both, directly into your pocket before YouTube releases them.
How do Advance Payments work?
Advance Funds are accrued to your MilX personal account daily, based on your estimated income from YouTube Analytics and according to your terms of distribution. Funds can be used immediately!
How do I track my Advance Payments and Active Funds on MilX?
You can monitor your Advance Payments and Active Funds within the MilX app, where you'll find detailed records of your transactions, payments, and account balances.
What are Instant payments?
Our platform makes it super easy for you to get your online earnings exactly when you want them. Your money shows up in your account or wallet in less than 5 minutes after the payment is confirmed. It's as quick as a snap! Your cash is all set for you whenever you need it.
What are Regular Payments?
Regular Payments enable automatic and recurring transfers of a specified amount of funds to your chosen account at predetermined intervals. Once set up, you'll receive the designated amount regularly without manual intervention.
Are there any fees associated with using Regular Payments?
No, utilizing Regular Payments is entirely free of charge.
What information is required to create a Regular Payment?
To create a Regular Payment, you'll need to specify:
- The payout method (chosen from previously added Payout details).
- Instant Payment preference (available for select methods; otherwise, payments are processed within 0-5 standard days).
- Amount of the Regular Payment (net amount received after deducting applicable fees).
- Frequency of payments (options include daily, weekly, bi-weekly, monthly, or quarterly).
- Start date (commencement date for the automatic payment requests).
Are there any limitations on Regular Payments?
There are no limitations on the amount, frequency, or number of transactions for this product.
What happens if there are insufficient Approved funds for a Regular Payment?
If Approved funds are inadequate, Advance funds will automatically cover the required amount. However, if the total of Approved and Advance funds is still insufficient (including fees), the payment won't be processed.
How does payment priority impact the process of Regular Payments?
Payment priority determines the order in which Regular Payments are processed. Higher priority is given to payments created earlier. In case of multiple payments scheduled for the same day, if there are adequate funds, all payments will be processed. However, insufficient funds will result in higher-priority payments being processed before others.
Can I adjust the priority of Regular Payments once they're set?
Yes, you can modify the priority of payments by using the "move up" and "move down" buttons, enabling you to reorganize the sequence in which payments are processed.
What happens if multiple Regular Payments are scheduled for the same day?
If multiple payments are slated for the same day, they'll be processed based on their priority. Given sufficient funds, all payments will proceed as scheduled. However, insufficient funds will result in higher-priority payments being fulfilled before lower-priority ones.
How does the Instant Payment option work for Regular Payments?
For Payout methods offering Instant Payments, you can choose this option on the day of the Regular Payment realization. Otherwise, the Payout request will be automatically generated, and the payment will be made within the standard 0-5 days.
What is a P2P service?
With MilX's peer-to-peer (P2P) payment feature, sending and receiving money from fellow MilX users becomes as simple as a single click, happening in the blink of an eye—and the best part? It's free!
Are there any specific requirements for accessing P2P services on MilX?
The P2P service is available to all MilX users. You can easily send and receive money from fellow MilX users with just a few clicks. It's a quick and convenient way to transfer funds within the MilX community.
Curious about using P2P? Here's what you need to do:
Simply click the "Unlock P2P" button, and feel free to share your P2P address with your family, friends, or partners!
How can I send P2P to my freelancer/friend/relative?
Share a link for them to download MilX app.
Once they click the "Unlock P2P" button, they'll be ready to share their P2P address with you.
You can initiate the P2P transfer by selecting this payment method.
Is there a fee for transferring funds between MilX users?
No, MilX offers free transfers between users, making it easy to share funds within the MilX community.
How can I choose the right service?
| Service | Description | Time to transfer funds | Fee |
|---|---|---|---|
| Instant payments | transfer money instantly from your account | less than 5 min | 1% |
| Advance payments | get your AdSense earnings 50+ days earlier | depends on the payment method, can be instant | 4.3 % |
| Active funds | receive up to 4 months of your monetization upfront | depends on the payment method, can be instant | 0.33% daily commission |
| Regular Payments | automatic and recurring transfers of a specified amount of funds to your chosen account at predetermined intervals | depends on the payment method, can be instant | 0% |
| P2P Payments | transfers of money between MilX users | less than 5 minutes | 0% |
| Payments via different payment rails | payments to bank accounts, bank cards, crypto wallets, Paypal, Payoneer, Zelle and PIX | depends on the specific payment rail, up to 5 business days | depends on the specific payment rail |
Is MilX a crypto wallet?
No, MILX does not provide a cryptocurrency wallet, but you can transfer money in various cryptocurrencies, including Crypto (USDT, USDC, BTC).
Can I transfer my YouTube income in crypto with MilX?
Yes, you can withdraw your YouTube income in BTC, USDT, and USDC. If we don’t have your preferred crypto for withdrawal, just let us know ;).
What payment options does MilX offer?
MilX provides various payment options, such as Bank transfers in 45 currencies, Visa/Mastercard transfers in 30 currencies, Crypto transfers, PayPal, Payoneer, Zelle, and Pix.
Can I use MilX to pay for services or freelancers?
Absolutely! With our P2P (peer-to-peer) service, you can effortlessly pay for services, freelancers, and third parties, and transfer funds to relatives and friends, all free of charge.
Can I get paid multiple times a month with MilX?
Yes, absolutely! With MilX, you have the freedom to transfer money from your MilX account as frequently as you wish.
How does the availability of Adsense revenue differ from MilX?
Adsense typically pays once at the end of the month for the previous month's earnings, in a single currency, in a lump amount, and to a specified bank account from the registration country. In contrast, MilX offers the freedom and flexibility to split amounts, make multiple payments, pay others, and transact in various currencies.
What advantages does MilX offer compared to Adsense?
| AdSense | MilX | |
|---|---|---|
| Transactions | One lump payment once a month, only to your personal (or business) account | An unlimited number of payments to your accounts and/or to the accounts of co-creators, family, and friends. You can pay for any product or service directly from MilX. |
| Timeline | 21st-26th day of the next month | Almost immediately as you earn, and even more - you can get your future revenue with MilX |
| Currency | Just one option depending on your registration country: USD or local currencies for some countries | ~40 currencies + BTC, USDT, USDC |
| Payment method | Bank account or check | All the most popular methods (Bank transfers, Bank cards, PayPal, Payoneer, Crypto, etc…) |
| P2P | - | With our (P2P) payment feature, sending and receiving money among fellow MilX users is as simple as a single click. |
| Instant payments | - | Up to 5 minutes |
| Advance payments | - | Fees are almost twice as low as market ones |
| Active Funds | - | Experience up to 4 months of upfront Adsense revenue |
What security measures are in place to protect my financial information on MilX?
MilX employs robust security measures to safeguard your financial information, including encryption and account verification procedures. Your financial data is treated with the utmost care and confidentiality.
Does MilX check my credit history to offer Active Funds?
No, MilX operates differently from most companies that offer funding. We do not perform credit history checks, nor do we report to credit bureaus. We prioritize your convenience and financial accessibility without affecting your credit score in any way.
Are there any credit checks or income thresholds required to use MilX?
Nope, you don't need any credit checks or income requirements to access MilX. It's open to all YouTube creators, no matter their financial background. However, there's a minimum threshold: your channel needs to be monetized. If your channel isn't eligible for the YouTube Partner Program yet, it won't qualify for MilX either.
What is the Internal scoring system?
We use an internal scoring system to determine the amount of funds available to you. This scoring is designed to assess your financial situation and ensure that we can provide you with the most suitable funding options. While we strive to be as inclusive as possible, there may be cases where we are unable to approve funding requests based on the results of our internal scoring. However, our primary goal is to assist you in achieving your financial goals, and we are committed to offering accessible solutions to creators.
Does MilX have any financial license?
MilX payment services are supported by an MSB (Money Service Business) license regulated by Canada's Fintrac (Financial Transactions and Reports Analysis Centre). This license ensures that our payment services comply with regulatory standards, providing you with a secure and trustworthy platform for financial transactions.
Is my personal information safe with MilX?
Yes, MilX takes the security and privacy of your personal information seriously. At MilX we have implemented sophisticated security measures, including individual data encryption, diversified data storage, controlled physical access to our infrastructure and files, anonymity technologies, asset diversification, restricted physical access for individuals, multi-user access controls, and compliance with confidentiality protocols.
How do I contact MilX customer support?
You can reach our 24/7 customer support team through the in-app messenger. We are available to assist you with any questions or issues.
There's fraudulent activity on my account
If you notice any unusual activity linked to your account, you need to contact us. Please reach out to our support team via [email protected] or MilX Messenger for assistance with this matter.
What is needed to access all MilX solutions available for creators?
To unlock the full range of benefits that MilX offers, connecting a YouTube channel becomes your pivotal first step. It empowers you with the ability to access additional features and services.
Can I use MilX to access my earnings from multiple online platforms, or is it exclusive to YouTube?
MilX is primarily designed for YouTube creators, but we are actively exploring options to expand our services to other online platforms. Stay tuned for updates on platform compatibility.
Can I link multiple YouTube channels to my MilX account?
Yes, you can link multiple YouTube channels to your MilX account, making it convenient to manage all your earnings in one place. The more channels you link, the more funds and options are available for you.
Can I use MilX for collaborative channels with multiple creators?
At the moment, MilX doesn't automatically divide earnings among owners. However, you can manually split payments by utilizing our free P2P service.
Can I use MilX for live streaming revenue or only for video content earnings?
MilX supports earnings from both video content and live streaming on YouTube. You can transfer funds from either revenue source as needed. For live streaming, we endorse GYRE - a tool for live streaming your content to 3x your Adsense income.