faq

Anyone who makes money in the creator economy: creators, streamers, agencies, and the editors, designers and translators who work with them.

Connect a YouTube channel, and your ad money comes here. Money from brand deals, advertisers and other platforms can come here too. If you're an editor, a designer or a translator working for creators, ask them to pay you on MilX.

One thing we can't take: a salary from an employer outside the creator economy.

Yes. Ask us for your own MilX account details and add them as payout details in AdSense or on any other platform. The money comes straight to your MilX balance, and you can keep it, send it out or pay other people with it, just like any other income.

Advance Funds and Active Funds are the exception. Both depend on how we score your channel, so they open only once a channel is connected.

A YouTube channel that's monetised. It has to be accepted into the YouTube Partner Program and linked to AdSense.

Every request is reviewed by a person before we approve it. Some channels don't pass, and content is one of the reasons.

Yes. Without monetisation, there's no income for us to work with, so a channel that isn't in the YouTube Partner Program yet can't be connected.

As many as you own. They all report into one MilX account, and the more channels you connect, the bigger your base for Advance Funds and Active Funds.

Yes. One of you has to be the account owner, so agree on that before connecting. After that, you can pay everyone else on the team straight from that account.

In the mobile app, on the App Store and Google Play, or on the web platform.

Having an account is free, and we take no share of your creator income.

You only pay us in two cases: when you send money out and when you take money early. Even then, some payout methods cost nothing, and sending money to another MilX user is always free.

More than 30 ways: bank transfer in 54 currencies, PayPal, Payoneer, Bitcoin, USDT and USDC, local wallets like PIX in Brazil, GCash in the Philippines or Nequi in Colombia, and many more. Sending money to another MilX user is free.

Card payouts are switched off at the moment. We add new methods regularly, so if the one you need is missing, tell us and we'll look into adding it.

Three speeds, and you pick one when you request the payout.

Every method has its own fee. There's no subscription and no share of your creator income. The only extra is speed: Instant and Same day cost more, as shown in the table above.

They depend on the method you choose.

Yes. Bitcoin, USDT, and USDC, with the stablecoins on ERC-20, TRC-20, BEP-20, Polygon and Avalanche C-Chain networks.

Bitcoin costs you nothing on our side, only the network fee, and it usually arrives the same day, or within minutes if you choose Instant. USDT and USDC cost 2.5% plus the network fee.

The same stablecoin on a different network is still the same currency. We count it once.

No, crypto is just one of the ways out.

Your balance is money held with a licensed payment provider until you move it. It's not a bank deposit, and it doesn't earn interest.

As often as you like. There's no monthly cycle here and no limit on how many payouts you make.

A few, and they only matter before your first payout.

• United States. A USD transfer through ACH costs $10, whatever the amount, so the free-over-$500 rule doesn't apply there.
• Ukraine. Local transfers in hryvnia stop at $650 a day. Ask support, and we can lift that limit for you.
• Mexico. You need an 18-digit CLABE before you can set up a payout account.
• Brazil. The PIX limit of $3,000 counts per transaction, so you can send more than that in a day.

AdSense pays you once a month, in one currency, into one account, between the 21st and the 26th of the month after you earned it.

We put your channel income on your balance every day instead, and you choose when it leaves, where it goes, and in which currency. You can also take it before YouTube pays.

Advance Funds is how.

YouTube pays between the 21st and the 26th of the next month. Earn money on 1 March, and you'll see it around 21 April. With Advance Funds, that same money is on your MilX balance by 3 or 4 March. New estimated earnings show up in YouTube Studio once a day, and your MilX balance updates just as often.

Up to 2 months of money your channel has already earned, but YouTube hasn't paid yet. Compared with the AdSense calendar, you get it up to 50 days sooner.

2 to 3 days after you connect your channel.

One thing to know first. Advance Funds works with money your channel earns after it's connected. Whatever is already waiting in AdSense stays in AdSense, and Google pays it the usual way.

4.3%, charged once on the amount you take. No monthly interest and no subscription behind it.

On the Advance Funds page. It shows what your channels earned day by day, how much you've taken so far, and what's still available.

Active Funds is money your channel hasn't earned yet. We give it to you now, and your future income covers it.

Careful with the names here. Advance Funds is money you already earned. Active Funds is money you'll earn later. Two different products.

Up to 4 months of what your channel usually makes in a month.

That's the ceiling, and most channels start lower. A channel that's been earning steadily for years gets closer to it. A channel that joined last month gets less. We also say no sometimes.

We look at your channel and nothing else: how long it's been earning, how steady that income is, how it has grown. We won't ask for bank statements, and we won't ask what you plan to spend it on.

0.33% a day, added up and charged once at the end of the month.

You pay it back without doing anything. Every month we take 5% of what your channel earns until it's covered.

On the Active Funds page, with the amount you've taken and what's left.

Straight from your balance. It's free, instant, works in both directions, and has no minimum.

Both of you need a MilX account, so invite the person first.

Because paying people in other countries is expensive and slow. A fee when the money leaves you, another fee when it arrives, and different bank details for every person.

Say your editor is in Vietnam, your designer in Germany, and your co-host somewhere else again. Invite all three to MilX, and you stop collecting bank details. The transfers are free and instant, and each of them takes the money out wherever they want.

A payout that repeats on a schedule. You set it up once and stop creating it by hand every month.

• Paying 30 people every month without remembering who gets what, where, and when.
• Putting $100 into Bitcoin every two weeks without thinking about it.
• Paying the rent on your office on the 15th every month.

Four things: where the money goes, how much, how often it repeats, and how fast it should arrive.

We use what you have, in this order: money you already earned, then Advance Funds, then Active Funds.

If none of that covers the payment, it simply doesn't go out.

They go out in the order you set them. If there's only enough for the first one, the second one waits.

Yes, switch it to Instant.

Here's the thing worth knowing. The date on a Recurring Payment is the day we create the payout, not the day the money lands. With Instant, it's processed that same day.

To another MilX user: free, both directions, no minimum. Setting it to repeat costs nothing either.

To a bank account, a wallet, PayPal, Payoneer, or crypto: the normal fee for that method. The schedule itself adds nothing.

In real banks, and never on somebody's personal account.

Your YouTube ad money goes to companies that are official YouTube partners. It sits in protected bank accounts, covered by US deposit insurance, until you ask for a payout. Money held by our payment provider, including what comes from brand deals, other platforms and other people, sits in a separate protected account, away from the company's own money.

Payments run through a licensed financial institution in Canada, regulated by FINTRAC.

MilX itself is a technology platform, so we work with licensed providers rather than holding the licence ourselves.

No. We don't own your content, we take no share of your income, and we change nothing on your channel.

To connect a channel, we need access to its analytics. That's the only thing we ask for.

Yes. Your data is encrypted, only a few people can access it, and we never share it without your permission.

The full details are in the Privacy Policy.

No, we decide it channel by channel, and it changes as your channel changes.

We look at your own history: how steady the income is, how long you've been earning, how the channel has grown.

Write to support straight away, either in the app chat or at [email protected]. Somebody answers 24 hours a day.

Chat inside the app at any hour, or email [email protected].