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Does AI impact YouTube monetization? This is a tricky and controversial topic. Why? Scroll through forums like Reddit or Quora and social media, and you’ll find countless posts from creators frustrated with how YouTube’s algorithms handle their AI-generated channels. YouTube isn’t outright banning AI content, but many claim their videos get suppressed, dropped from recommendations, and struggle to gain traction because of AI.

Passive income on YouTube is earnings generated from content with minimal effort after its creation. Well, that’s pretty obvious, isn’t it? And as always, easier said than done. If you immediately think of Ad Revenue and AI-generated channels when hearing about YouTube passive income, then we have something to say. It doesn’t work quite that way.

“Loyalty is a decision, a resolution of the soul.” – Pascal Mercier

A full-time YouTuber pulling in 100,000 views per month probably makes anywhere between $500 to $1,500 from AdSense alone. But what if you could earn $3,500+ with the same amount of views?

Every YouTube creator knows the joy of seeing your revenue grow in analytics. But that joy quickly dims when you realize you won’t see that money in your bank account for another month — or longer.

If there’s one thing every YouTube creator has to deal with, it’s this: YouTube doesn’t handle your taxes. Every dollar you make—whether it’s from AdSense, brand deals, Super Chats, or affiliate links—is considered gross income. That means it’s on you to track it, report it, and (yep) pay up when tax season rolls around.

If you’re a YouTube creator who is not new to crypto, there’s a strong chance you’re already using stablecoins. In fact, over 90% of MilX users who opt for crypto payments rely on USDT or USDC. Why? Because stablecoins solve real financial pain points of creators—payment delays, currency conversion headaches, and high fees.

Most YouTube creators lose money without realizing it—missed deductions, unexpected tax bills, or getting hit with hidden currency conversion fees.

Every successful creator has a nightmare—a hacked account, stolen ad revenue, or delayed YouTube payments because of fraud.

YouTube creators sometimes make the same mistakes as first-time startup founders when it comes to managing payments. After years of building MilX, a financial hub designed for creators, we’ve seen these same missteps happen over and over.